Worldwide Medical and Travel Insurance

WGA Employee Benefits Global Access provides a comprehensive selection of international medical and travel insurance programs to people throughout the world. Whether you are a foreign national visiting the United States or a U.S. citizen traveling on vacation, WGA offers choices within each category to allow you to select the coverage that is right for you. Find the specific coverage you need below, and select the link to get a free instant quote.

Expatriate Insurance

For expatriates and globally mobile individuals who will be outside their home country for extended periods, it’s important to have extended medical coverage to ensure the safety and security of you and your family while abroad.

Cigna Global

  • 3 cover levels designed specifically for expatriates: Silver, Gold and Platinum
  • Choose from optional add-on modules including Outpatient, Health & Wellbeing, Vision & Dental and Emergency Evacuation
  • Access high quality 24/7/365 service and one of the world’s largest hospital networks with over 1 million providers globally

Travel Medical

Coverage for U.S. Citizens traveling overseas as well as Foreign Nationals visiting the United States. Designed for short duration trips.

Seven Corners LiaisonMajestic

  • Up to $1,000,000 in Medical Benefits
  • Emergency Evacuation, Repatriation, and 24-Hour Assistance Services
  • Covered benefits include Political Evacuation and Terrorism

HTH TravelGap Single Trip

  • Two plan choices with four coverage levels ranging from $50,000 to $1,000,000
  • Excellent travel medical coverage, as well as AD&D, Repatriation, Medical Evacuation, and Bedside Visits.
  • Provides coverage for preexisting conditions under the Excursion option.

Trip Insurance

Protect the cost of your trip, your luggage, and your health while you travel within the United States as well as overseas.

HTH TripProtector

  • Trip Cancellation, Interruption and Delay Coverage
  • Emergency Evacuation up to $500,000 and Medical up to $100,000
  • 24-Hour Worldwide Assistance Service

Seven Corners Roundtrip

  • Trip Cancellation, Interruption and Delay Coverage
  • Emergency Evacuation, Medical and Baggage Protection
  • 24-Hour Worldwide Assistance Service

Worldwide Medical

Long-Term Medical Insurance that covers you no matter where you live.

Cigna International Individual Medical Insurance

  • Comprehensive individual U.S. Expatriate medical, and additional coverages

IMG Global Medical Insurance

  • Three different plan options to fit a wide range of budgets and needs
  • Coverage for Non-U.S. Citizens as well as U.S. Expatriates
  • Access to care both in and out of the U.S.
  • 24-Hour Worldwide Assistance Service

HTH Global Citizen

  • Comprehensive HIPAA compliant International Medical Coverage
  • Wide range of Plan Designs, Deductible Options, and Maximums
  • Freedom to access care both inside and outside the U.S.
  • 24-Hour Worldwide Assistance Service

 Visitors Insurance

Products specifically designed for foreign nationals visiting or immigrating to the United States. By utilizing benefit schedules, the following programs are priced competitively.

Seven Corners Inbound Immigrant

  • Up to 5 years of coverage available
  • Purchase within 2 years of arrival in the United States

Seven Corners Inbound Guest

  • Up to 6 months of coverage
  • Purchase within 6 months of arrival in the United States

 Student Coverage

Programs designed for the student spending a semester abroad. Coverage for U.S. and Non-U.S. citizens which provides affordable necessary benefits for students living in a foreign country.

Seven Corners Liaison Student

  • Price specifically designed for students
  • Maternity coverage included
  • Available for U.S. and Non-U.S. Citizens

HTH U.S. Students Abroad

  • Price specifically designed for students
  • Access to online safety and news alerts
  • 24-Hour Worldwide Assistance Service

Annual Travel Coverage

Programs designed to protect you anytime you are outside of your home country. This coverage will protect you whenever you travel, rather than on a per-trip basis.

Seven Corners LiaisonTraveler

  • Emergency Evacuation, Repatriation and Return of Child Coverage
  • Optional Emergency Medical Coverage, and up to $1,000,000 in Accidental Death and Dismemberment coverage
  • 24-Hour Worldwide Assistance Service

HTH TravelGap Multi-Trip

  • Medical Evacuation Coverage, Repatriation, as well as high limits of Travel Medical Coverage
  • Covers preexisting conditions
  • Access to Global Health and Safety Recourses along with 24-Hour Worldwide Assistance Service

Note: Some products are not available in all states.

For more details on compensation, please refer to William Gallagher Associates’ Disclosure Statement.

For additional information about our Worldwide Medical and Travel Insurance Practice, please contact Jim Kinney who leads WGA Global Benefits at (617) 204-6732 or via email at