Severe Weather Claims Information and Resources

09/03/2013

This being the season for severe weather, we take this opportunity to remind WGA clients that we are available to provide claims assistance in the event of a loss or catastrophic event affecting your home or business, and to give you information on recovery efforts. Immediate action can be taken to help prepare you for the insurance claims process and it is imperative that you take the following steps prior to the storm and during the claims process:

  • Take pictures – Take thorough pictures of your property, inventory, roof, and all building renovations.
  • Back-up business critical information – Your database and records are key to your business. Make full copies and keep the copies off-site. These records are essential to documenting your claim.
  • Have a response team in place – Put a claim management team together prior to the loss. Only an individual who is knowledgeable in insurance should handle interactions with your carrier.
  • Protect your property from further damage – It’s your responsibility to perform emergency work such as putting up tarps, pulling wet drywall and carpet to prevent mold, and boarding up openings and protective fencing to protect your belongings and keep others from getting hurt.
  • Document the damage and all your post-loss activity – Take post loss pictures or video and retain all receipts of all actions.

Time is often an issue with the claims process, therefore we encourage you to contact us sooner rather than later. Feel free to contact your WGA Claims Consultant with any questions that you may have.

If you have a claim to report click here.

For more information on personal lines claims for your home and auto, please contact WGA’s Private Client Group or click here for contact information.

Click here for the WGA Hurricane Preparedness Bulletin.

Links to Helpful Resources

Tool for Calculating Flood Risk
from NFIP

Protecting Your Home And Property From Flood Damage
from FEMA

Emergency Wind Checklist from FM Global

Protecting Your Facility Against Windstorm from FM Global

Preparing for Flood Potential from FM Global

Emergency Flood Checklist from FM Global

Winter Hazards Guidance from Zurich

Hurricane Preparedness Bulletin from Chubb

Flood Checklist from Lexington

Windstorm Checklist from Lexington

NOAA FEMA Tropical Storm Preparedness Guide

Emergency Action Plan Bulletin from Zurich

FEMA Emergency Supply List

Business Continuity Planning Reference Guide from CNA

Emergency Preparedness Center from CNA

Links to other WGA information available

WGA Claims presents “Managing Claims Post-Sandy” Webcast 12/12/12

Avoiding Business Interruption Losses on-Campus WGA InsureBlog item 12/6/12

Post-Sandy Risks: Mold Hazards and Solutions White Paper from WGA Environmental team

Sandy is Over; Do I have a Property Insurance Claim? White Paper from WGA Property team in November 2012

Law firms learn the importance of off-site power in wake of Sandy WGA InsureBlog item from Nov 2012

FEMA and ACC GuidelinesWGA InsureBlog item from Nov 2012

WGA Hurricane Notification as of 11/1/12 from the WGA Property team, containing information on storm surge damage and flooding